+- +-

+-User

Welcome, Guest.
Please login or register.
 
 
 
Forgot your password?

+-Stats ezBlock

Members
Total Members: 43
Latest: Heredia05
New This Month: 0
New This Week: 0
New Today: 0
Stats
Total Posts: 10886
Total Topics: 246
Most Online Today: 1
Most Online Ever: 52
(November 29, 2017, 04:04:44 am)
Users Online
Members: 0
Guests: 0
Total: 0

Author Topic: Money  (Read 5300 times)

0 Members and 0 Guests are viewing this topic.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #435 on: October 24, 2018, 05:16:15 pm »








Quote
CashMcCall: Lets remember that GOP is in charge of the GOV. Presidency, House, Senate and Courts. And look what you have...

1) GOP Trump Tariffs ripping the bottom out of 30% of US companies reporting. 3M, CAT, PPG, Deere, Texas Instruments, etc.

2) No border control, no immigration policy and no enforcement of existing laws.

3) Warmongering across the world. Sanctions on 25% of the world population

4) Saudi Dictatorship butchering murderers, and US Weapons used to kill school bus loads of elementary kids in Yemen. Incomprehensible. Imagine sending your elementary school kid to school on a bus only to be targeted and killed by a Lockheed missile!

5) Pipe bombs and every person that got one was mentioned in Trump's hate filled Texas speech.

6) Auto industry in collapse. China not buying US made autos before GOP Tariffs, they bought more cars than Americans. Same with US Ag products. Farmers destroyed. ON GOP Trump Welfare now.

7) GOP and Trump antagonizing every country that buys US Treasury debt. Then they announce they don't need any buyers like China or Russia. Next AUCTION FAILS and they wonder why!

8 ) US high dollar policy and Tariffs are devaluing every currency that trades in the Reserve Dollar.

9) Bond market yields pop with each advance in interest rates and geopolitical stress. When it breaks the economy will plunge into recession.

10) GOP and Trump want to withdraw from nuclear arms agreements and build more NUKES. LOL. Destroying everything Ronald Reagan achieved to stabilize the world. As the GOP goes full Bush II on steroids.

11) Intermixed is the endless seedy activity of Trump from his infidelities, cover ups to his denials of his own ***** grabbing voice. Throws food at Chancellor Merkel, humiliates the Japanese Prime Minister in public. Endless conflict, endless bullying.

12) GOP in Afghanistan for the 17th year! Constant antagonism in the South China Sea, Bullying sanctions on Iran, Turkey, and Russia as if this won't come back in spades.

The bellicose blowhard owns the markets as they rapidly move into recession. His popularity is 39% job approval or 61% disapproval. Stuffing his pockets with his phony work vacations at his resorts. Filling rooms with secret service and billing the US Taxpayer to the tune of half a billion dollars last year! Self dealing grifter. GOP does nothing but stuff its own pockets with RINOTax Crony skim offs as the debt piles up at a faster acceleration that under the combined insanity of Obama and Bush II!

This country is falling apart just as it did with Bush II, spending into oblivion until the whole system collapsed. 9 Trillion in assets of the people evaporated. BUT Bush and Obama took care of the Banks with TARP. NOBODY WENT TO JAIL!  😠 🤬

Now we are back with more derivative leverage than in 2008! 😱 With a vociferous nitwit and expert in all subjects 🦖 at the helm. 🚩
 


« Last Edit: October 24, 2018, 06:20:41 pm by AGelbert »
Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #437 on: October 25, 2018, 05:43:18 pm »
October 25, 2018

October is still ugly...

And as stocks dead-cat-bounce for the umpteenth time in this October onslaught, Bloomberg's Smart Money Flow Index (which aggregate opening and closing price trends) has collapsed to its weakest since Lehman...🚩


As Bloomberg notes, regardless of its predictive value, the index is useful for its reflective value: it paints a picture of how the U.S. stock market has tended to be much stronger at the open than the close this year. Perhaps that lends credence to the theories that the return of volatility in 2018 has created de-risking by market makers and systematic quant strategies that react to price swings, rather than discretionary bearish selling.

read more:
https://www.zerohedge.com/news/2018-10-25/us-markets-dead-cat-bounce-smart-money-collapses-lehman-lows

Agelbert NOTE: What that last "theory" about market maker 😈💵 🎩 "strategies" means in plain language is that everyday stock holders are going to lose big time in this extremely manipulated BEAR market.

WHY? Can't you greedballs trying to time the market just "buy the dip"?   NOPE.

Here's the situation, folks. Stocks WILL trend DOWN. The so-called "smart" money (i.e. marker makers with HFT software and MASSIVE credit lines) knows that. The DUMB money (i.e. stock holders who stay long and do not buy or sell frequently because they mistakenly believe the Fed will, as it did the past decade, save their ASSets - Hi Jeanette and Brian!) does not.

As you see from the following chart included in the full article from the above post, the Futures Manipulation by the Fed (i.e. the PRIVATE Federal Reserve Bank) Money out of thin air Counterfeiting Crooks and Liars occurs AFTER the market action.

Quote
For some context with yesterday's tumble, we see futures started to rally the moment the cash markets closed yesterday...


So, even though the Fed Futures Derivatives Buying (with we-the-people's money) jacks up the price of a stock you own (that just tanked), you CANNOT "sell into strength" when the market opens BECAUSE the stock is NOT as high as it was before it tanked AND it will, nearing the close, according to the current market action statistics, usually be lower still!

If you buy more shares instead, at a lower share price, (i.e. to "dollar cost average"), you will soon run out of liquidity ASSets as the market keeps trending lower.

This "buy the dip" Fed funded fun and games only works IF the market keeps getting higher. That's over, boys and girls.

Yeah, I know my nephew Brian, the millionaire wise and mighty stock broker and my sister, his wise and mighty millionaire mother, Jeanette, think they've got all this stock mahket stuff all figured out. They don't. A monkey throwng darts at a stock chart target could have made money over the past three decades with Fed funny money constantly inflating the markets. Oh, but so many people out there think they are "geniuses" for immorally cashing in on crooked financial, economy destroying, bubble inflating, Capitalist Cruelty. 

Of course, Jeanette is an EXPERT in gaming the legal system in order to ensure I didn't get a penny of our parent's inheritance, but the stock market is another matter. 

You reprobate relatives are in for a rude awakening. Yeah, I, the Christian poor and weak relative of you "wise and mighty" PSEUDO-Christians (SEE: Antinomian HERESY = a person who maintains that Christians are freed from the moral law by virtue of grace as set forth in the gospel), don't own any stocks and probably never will.

Nevertheless, it would be prudent for you to take my advice NOW. 


It is time for you to sell EVERY STOCK YOU OWN. If you don't, you will lose most of your ASSets. It's panic time for you lovers of Mammon. SELL .

Every day you delay is another day of lost ASSets for you. If you are smart, you willl push the button below.





« Last Edit: October 25, 2018, 06:51:01 pm by AGelbert »
Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #438 on: October 26, 2018, 03:21:26 pm »
Truthout

October 26, 2018

Billionaires 😈 👹 💵 🎩 🍌  🏴‍ ☠️ Made More Money in 2017 Than Any Other Year in History

https://truthout.org/articles/billionaires-made-more-money-in-2017-than-any-other-year-in-history/

Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #439 on: October 27, 2018, 06:31:12 pm »
Report 👀

By Josh Bivens • October 10, 2018

SNIPPET 1:

What this report finds: Rapid growth in the cost of U.S. health care has put sustained downward pressure on wages and incomes. This rapid growth of spending has not purchased notably high-quality care, however. U.S. spending on health care is higher than in peer countries, while quality is lower. These high costs cannot be attributed to overuse of health care in America; instead, it is clear that the high price of health care is the culprit. Prices for pharmaceuticals, physician salaries, and medical procedures are almost uniformly higher in the U.S. than in peer countries—sometimes staggeringly so.

SNIPPET 2:

The canary in America’s health care coal mine: Rising costs for Employer Sponsored Insurance

Table 1 (Bottom 90% earnings, and insurance premiums and premium contributions for employer-sponsored health insurance, 1999 and 2016 and 1999–2016 change) shows one of the most salient trends in American economic life over recent decades—the rising cost of premiums for ESI (employer-sponsored insurance).

It shows employee contributions for these premiums, as well as their total cost, for both family and individual plans.  :P

The top panel of Figure A (Workers’ health insurance premiums are rising much faster than wages but not lowering out-of-pocket costs  >:() visually depicts the dramatic rise in health care costs as a share of income.😟

Full Report:

https://www.epi.org/publication/health-care-report/
Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #440 on: October 27, 2018, 10:04:33 pm »


Last Defense Line Crumbles With S&P 500 on Verge of Correction

By Richard Richtmyer

October 26, 2018, 4:07 PM EDT

SNIPPET:

U.S. equity bulls just suffered a technical knockout.  ;D

The benchmark for U.S. equities fell 4 percent this week, at one point trading 10 percent below its September record -- the threshold for a correction -- before closing down 9.3 percent from the peak. Stocks are on pace to post their biggest monthly decline since 2009 as lofty corporate earnings expectations, increased trade tensions and tightening financial conditions have investors on edge.

Read more:

https://www.bloomberg.com/news/articles/2018-10-26/stock-hedge-funds-slump-harder-than-market-in-october-reversal


Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #441 on: October 29, 2018, 01:00:23 pm »
October 29, 2018

SNIPPET 1:

Quote
While the S&P appears to indeed be on its way to 2,400, the only question outstanding is whether the Fed will step in when this support is breached - in line with market expectations of where the "Fed Put" is found...

... or if Powell will let the market slide beyond, and instead of a cyclical bear market in a secular bull, the current correction is exposed as the long-overdue breach of what has always been a secular bear market, that was only delayed by 10 years thanks to $15 trillion in central bank  👹 💵 🎩 🍌  🏴‍ liquidity.

SNIPPET 2:

Quote

This tells Morgan Stanley two things:

1. The Cyclical Uptrend that began in early 2016 has been broken, and

2. The collapse in the breadth of the market suggests this is more fundamentally driven than most market participants 🙉 🙊🐵 and commentators 😈 have acknowledged.




 

Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #442 on: October 29, 2018, 02:06:30 pm »

Agelbert NOTE: If you want to know the PLAN that Republicans (and Libertarians, who really want you to be a wage slave supporting their LIBERTINE, immoral, empathy deficit disordered cruel lifestyles) in general, AND TRUMP IN PARTICULAR, have for your economic future, just look at what this brave lady did in 1901, during the last Libertarian "paradise" in the USA. As you will learn, in the USA of that period (and AGAIN in the present) Con Artists 😈 do better economically than decent, honest, hard working people


 
Who Was the First Person to Survive Going over Niagara Falls?

There were no 401(k) plans or Social Security checks at the start of the 20th century. If you hadn’t saved enough money to live comfortably in your later years, you could end up in the proverbial poorhouse. That was the troubling future that Annie Edson Taylor was facing in 1901. Then in her 60s, the “very prim and proper” lady had taught school for years, but ultimately found herself penniless after a sad turn of events in which her husband died in the Civil War and she lost her only child soon after birth.  :(

So she came up with a plan: She’d become the first person to go over Niagara Falls in a barrel.  :o As the famous Queen of the Mist, Taylor was certain that the notoriety would fund her golden years. Sealed into the padded barrel with a 200-pound (91-kg) anvil attached to the bottom as ballast, Taylor washed over the rocky falls on Oct. 24, 1901. It also happened to be her 63rd birthday. She survived, virtually unscathed.

One woman's plan for retirement:

֍ Despite her miraculous achievement, the event clearly shook Taylor to her core. She later told the press, "If it was with my dying breath, I would caution anyone against attempting the feat ... I would sooner walk up to the mouth of a cannon, knowing it was going to blow me to pieces than make another trip over the Fall."

֍ Sadly, Taylor never found the financial security that she so desperately sought. Her manager 😈 absconded with the famous barrel, and interest in her story was tepid. She did make a little money posing for pictures and selling 10-cent biographies at a Niagara Falls souvenir stand.


֍ “Her stage appearances did not work out that well,” said historian Sherman Zavitz. “She just didn’t seem to have the kind of charisma or personality (...) to carry off that kind of thing very well.”

https://www.wisegeek.com/who-was-the-first-person-to-survive-going-over-niagara-falls.htm

Annie Taylor died on April 29, 1921, aged 82, at the Niagara County Infirmary in Lockport, New York, and was interred next to English-born daredevil Carlisle D. Graham (1886 - 1905) in the "Stunter's Rest" section of Oakwood Cemetery in Niagara Falls, New York.

https://en.wikipedia.org/wiki/Annie_Edson_Taylor




« Last Edit: October 29, 2018, 06:24:05 pm by AGelbert »
Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #443 on: October 29, 2018, 04:31:36 pm »
 


Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #444 on: October 29, 2018, 06:19:57 pm »

Agelbert NOTE: If you want to know the PLAN that Republicans (and Libertarians, who really want you to be a wage slave supporting their LIBERTINE, immoral, empathy deficit disordered cruel lifestyles) in general, AND TRUMP IN PARTICULAR, have for your economic future, just look at what this brave lady did in 1901, during the last Libertarian "paradise" in the USA. As you will learn, in the USA of that period (and AGAIN in the present) Con Artists 😈 do better economically than decent, honest, hard working people


 
Who Was the First Person to Survive Going over Niagara Falls?

There were no 401(k) plans or Social Security checks at the start of the 20th century. If you hadn’t saved enough money to live comfortably in your later years, you could end up in the proverbial poorhouse. That was the troubling future that Annie Edson Taylor was facing in 1901. Then in her 60s, the “very prim and proper” lady had taught school for years, but ultimately found herself penniless after a sad turn of events in which her husband died in the Civil War and she lost her only child soon after birth.  :(

So she came up with a plan: She’d become the first person to go over Niagara Falls in a barrel.  :o As the famous Queen of the Mist, Taylor was certain that the notoriety would fund her golden years. Sealed into the padded barrel with a 200-pound (91-kg) anvil attached to the bottom as ballast, Taylor washed over the rocky falls on Oct. 24, 1901. It also happened to be her 63rd birthday. She survived, virtually unscathed.

One woman's plan for retirement:

֍ Despite her miraculous achievement, the event clearly shook Taylor to her core. She later told the press, "If it was with my dying breath, I would caution anyone against attempting the feat ... I would sooner walk up to the mouth of a cannon, knowing it was going to blow me to pieces than make another trip over the Fall."

֍ Sadly, Taylor never found the financial security that she so desperately sought. Her manager 😈 absconded with the famous barrel, and interest in her story was tepid. She did make a little money posing for pictures and selling 10-cent biographies at a Niagara Falls souvenir stand.


֍ “Her stage appearances did not work out that well,” said historian Sherman Zavitz. “She just didn’t seem to have the kind of charisma or personality (...) to carry off that kind of thing very well.”

https://www.wisegeek.com/who-was-the-first-person-to-survive-going-over-niagara-falls.htm

Annie Taylor died on April 29, 1921, aged 82, at the Niagara County Infirmary in Lockport, New York, and was interred next to English-born daredevil Carlisle D. Graham (1886 - 1905) in the "Stunter's Rest" section of Oakwood Cemetery in Niagara Falls, New York.

https://en.wikipedia.org/wiki/Annie_Edson_Taylor


Welcome back from the dead, AG!

Synchronicity: at a staff meeting this morning, one of my producers actually read me this story! He brought in a couple of tidbits from a calendar he has that he thought would be of interest. What are the chances?


Thanks, bro.

Yep, I agree this is not a random occurence. Times are hard and people of good will 🌟 think along similar lines.

Here's another bit of strangeness to give anyone the heebee jeebees. I make a calendar to post salient events and routine exercise data with lots of graphics, including the seasonal weather and so on for 8 week periods. It's a sort of visual diary I can look back on. I've been doing that for several years now. On the first of any given month, I frame it and color it. I normally use a square frame. Here's the frame I used when I prepared the latest calender beginning on October 14, 2018.


The entry for today (stock market  ;D) was filled in today, of course. The numbers M144A119 and C708 stand for Maximum and Average pulse and Calories for my 40 minute treadmill workout. The Jewish star around November 1, 2018 was just something that popped into my head. I've rarely used the Jewish star frame. Was I somehow getting a vibe that the coming synagogue massacre, caused DIRECTLY, do not pass go, do not collect $200, by Trump's Stochastic Terrorism, would motivate influential Jews in the USA to bring the bastard Republicans down? We will soon know if American Jews will help bring some sanity to our system.

At any rate, I immediately thought of that calendar advanced entry when the massacre of 11 Jews in a Synagogue occurred October 27, 2018.

Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #445 on: October 31, 2018, 12:26:10 pm »

The USA is the world's largest and longest surviving Pyramid Sales Corporation.




Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #446 on: October 31, 2018, 04:29:47 pm »
10/31/2018

SNIPPET:

Eight. Trillion. Dollars...


October's Carnage at-a-glance...

֍ Nasdaq 100 worst month since Oct 2008

֍ S&P worst month since Feb 2009 (lowest monthly close since April)

֍ FANG stocks crashed 21% in October - the biggest monthly drop on record

֍ Semis plunged almost 15%, the biggest monthly drop since Nov 2008

֍ "Most Shorted" stocks down 13.8% in October - worst month since Jan 2016 (or best for shorts)

֍ S&P Financials dropped over 7% in October - worst month since Jan 2016

֍ GSIBs (Global Systemically Important Banks) dropped over 10% in October, worst month since June 2016 (Brexit)

֍ China worst month since Jan 2016

֍ European stocks worst month since Jan 2016

֍ Hedge Funds were hammered as Goldman's VIP Basket plummeted 11.5% in October - its biggest drop ever.

֍ Stocks and Bonds both fell on the month (first time since Feb 2018)

֍ This is the worst October for Junk bonds since 2008 (HYG saw record volume in October)

֍ USD's biggest monthly gain since Nov 2016 (Trump election)

֍ USD and Gold both rallied for first month since Feb 2017

֍ Gold's biggest monthly gain against Yuan since June 2016

֍ Oil's worst month since July 2016  ;D

֍ While the world's stocks (ex-US) are down almost 13% YTD, US equities are unchanged (erasing the entire year's gains in October)...

Full article with charts:



Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #447 on: October 31, 2018, 06:23:17 pm »






Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #448 on: October 31, 2018, 07:10:42 pm »


[smg id=4222 type=preview align=center caption="Screen Shot 2018 10 31 at 3 38 37 PM"]

Presented without commentary.....for anybody who is capable of reading a chart. 

Gee, that looks like a chart with the S&P goin' up. The FACT that THAT reflects a portion of the 10 years of FED padding in a cratering economy in a BEAR MARKET (since 2008), especially after the Trump STOLEN election, to save the ass of idiots who invest in a cratering economy market is, of course, "irrelevant" to your Republican POV, Eddie. By the way, nice bit of passive agressive 'without comment' sniping there, Admin.

I've only been here a few days and already you are out to git me outa here, right? Don't worry, you will accomplish your purpose soon. I already know how vicious and petty you can be when you get your Texan balls in an uproar. You aren't a bad sort but you are so full of Republican talking point (see: politically INcorrect) 'free' market propaganda, that you have a rather selective way of looking at reality. IOW, if YOU are doing okay economically, all the other CRAP going on out there is, uh, nice to debate and talk about, but mostly not relevant to your world. You ain't no "bleeding heart librul". I get that, Tex.

For you, there is another potential bright side to this Trump effect smoke and mirrors market that you can cheer about, of course. If Trump retains control of Congress after the elections next week, you can soon (in about a year or two) laugh all the way to the bank because you won't have to deal with silly librul programs like Medicare and Social Security any more. That will also make your precious S&P 500 REALLY go up. Happy f u c k i n g day!

Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

AGelbert

  • Administrator
  • Hero Member
  • *****
  • Posts: 15120
  • Location: Colchester, Vermont
    • Agelbert Truth AND Consequences
Re: Money
« Reply #449 on: October 31, 2018, 07:36:44 pm »
October 31, 2018

The GOP Dessert scheduled for AFTER the elections next week



Leges         Sine    Moribus     Vanae   
Faith,
if it has not works, is dead, being alone.

 

+-Recent Topics

Mechanisms of Prejudice: Hidden and Not Hidden by AGelbert
November 13, 2018, 09:38:38 pm

Wind Power by AGelbert
November 13, 2018, 09:17:15 pm

Global Warming is WITH US by AGelbert
November 13, 2018, 09:02:24 pm

Fossil Fuels: Degraded Democracy and Profit Over Planet Pollution by AGelbert
November 13, 2018, 07:29:07 pm

Electric Vehicles by AGelbert
November 13, 2018, 05:45:30 pm

Hydrocarbon Crooks Evil Actions by AGelbert
November 13, 2018, 05:16:12 pm

Defending Wildlife by AGelbert
November 13, 2018, 05:02:14 pm

Pollution by AGelbert
November 13, 2018, 02:42:37 pm

Fossil Fuel Propaganda Modus Operandi by AGelbert
November 13, 2018, 02:11:06 pm

Cancer by AGelbert
November 13, 2018, 01:30:44 pm